For Doctors.
Junior doctors on training contracts. Locums on day rates. Consultants with private work. GP partners with profit-share income. Each needs a lender that reads the contract properly — and a specialist adviser who knows where to place it.
Start Free AssessmentWe match doctors at every career stage.
FY1 / FY2
Specialist lenders that recognise training pathway and banding.
Specialty trainees (ST3+)
Day-rate calculations for locum work alongside substantive pay.
Consultants
Combined NHS + private practice income presented correctly.
GP partners
Profit share, not drawings — plus practice buy-in finance.
GP salaried / locum
Multi-source income from agencies and OOH work.
Healthcare professionals
Nurses, physician associates, AHPs — we have specialist routes too.
Guides for doctors.
Mortgages
Remortgaging as a doctor or dentist
Coming off a fixed rate? Your income story has probably changed — and so have your options.
Protection
Critical illness cover for medical professionals
You see critical illness up close every day. Knowing which definitions actually pay out matters more than the premium.
Protection
Life cover for doctors and dentists
Life insurance for medical professionals is cheaper than most people think — and structuring it through a relevant life plan can make it cheaper still.
Protection
The NHS sick pay gap: what every doctor needs to know
NHS sick pay is generous — but it ends. Most doctors are dangerously underinsured for long-term illness.
Mortgages
Can junior doctors get a mortgage on a training contract?
Most high-street lenders treat junior doctors like contractors. Here's what specialist lenders actually do with NHS training pay.
Mortgages
Getting a mortgage as a locum doctor
Locum work doesn't have to mean a smaller mortgage. Specialist lenders use day rates very differently to high-street algorithms.